SCU Credit Cards
Enjoy competitive rates and rewards that help you achieve your financial goals
Mortgage
Credit Master Term Mortgage
Overview
The SCU offers Credit Master Term Mortgage for new home or existing home with competitive rates and options
Key Features
- Type
1. Open mortgage(no penalty)
2. Closed mortgage (penalty will be applied)
- Interest rate
1. Fixed rate
2. Variable rate
- Term: Up to 25 years
- Payment option: Principal+interest(blended payment)
Credit Master Primeline Line of Credit Mortgage
Overview
The SCU offers Credit Master Primeline Line of Credit Mortgage for new home or existing home with competitive rates and options
Key Features
- Type:
1. Open mortgage (no penalty) - Interest rate: Variable rate
- Term: on demand
- Payment option: interest only (on demand)
CMHC (Canada Mortgage and Housing Corporation)
Overview
The Canada Mortgage and Housing Corporation(CMHC) is a government mortgage program that allows people to purchase the new or existing home with the down payments less then 20%
Key Features
- Maximum: Up to 95%
- Interest rate:
1. Fixed rate - Term: Up to 25 years
- Payment option: Principal+interest(blended payment)
- Mortgages default insurance(premium) will be applied
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