Sharons Credit Union offers personal banking products and solutions that are straightforward and easy to use. Sharons Credit Union is dedicated in providing our members with banking solutions that lead to their financial success.
Chequing Account (Maximizer Account)
This account offers the flexibility members need with account fees tailored specifically to their usage. This simple and efficient account offers unlimited transaction volumes while ensuring account access through our ATMs, online internet banking, mobile banking and our branches. Members can also manage their finances through the detailed online monthly statements.
Savings Account (Plan 24)
This account offers the flexibility you need with account fees tailored specifically to your usage. This simple and efficient savings account offers our members with an account that rewards them with extra interest for every dollar that’s saved.
USD Chequing Account
This account offers the flexibility you need with account fees tailored specifically to your usage. This simple and efficient chequing account offers unlimited transaction volumes in USD currencies. Account owners have the option of using personal USD cheques with this account, while also having the option to transfer between CAD and USD accounts quickly and easily.
GIC (Guaranteed Investment Certificates)
This account offers our members a safe way to secure their finances for a select period of time with a set interest rate, returning high profits.
This account offers our members a safe way to save and earn simple interest on their savings. Through this product, members set their specific financial goal and work towards it.
General Share Saving
This account offers our members with a simple share investment opportunity.
RRSP (Registered Retirement Savings Plan)
The Registered Retirement Savings Plan (RRSP) is a government approved savings plan through which you set aside finance for your future retirement years. By doing so, any income or financial growth you earn is tax deferred until you withdraw money from the plan.
RRIF (Registered Retirement Income Fund)
The Registered Retirement Income Fund (RRIF) is a government registered income plan through which you obtain income during your retirement. Essentially, your fund savings plan (RRSP) is converted to an incoming generating plan (RRIF).
RESP (Registered Education Savings Plan)
The Registered Education Savings Plan (RESP) is a registered government program designed to help you save for a child’s post-secondary education. With the significant cost of post-secondary education, parents, grandparents, friends and family recognize the need to begin preparing before the expenses become a reality.
TFSA (Tax Free Savings Account)
The Tax-Free Savings Account (TFSA) is a registered government program that offers members over the age of 18 with a valid Social Insurance Number to grow their savings quickly and efficiently by sheltering their investment earnings and withdrawals from tax. This flexible savings account helps you meet both your short- and long-term goals quickly and efficiently.