604.873.6490 info@sharons.ca

Credit Card – Personal

Sharons Credit Union offers a variety of credit cards that satisfy our member’s needs and lifestyle, whether it’s for travel, points or rewards we can assist in choosing the right one.
 
 

  • Our member service representatives are trained to assist our members register for personal Credit Cards, visit your nearest Sharons Credit Union branch to register with our staff.
  • As the Collabria website is frequently updated with new information, we advise you refer to their information for full details.
SCU Collabria Credit Card

Visa Infinite Card

  • $120 annual fee. Supplementary credit cards are available. The annual fee for each additional credit card is $50.
  • The current Annual Percentage Rate (APR) for purchases and cash advances is fixed at 19.90%. Promotional APRs may be made available as part of balance transfer or spend incentive campaigns from time to time.
  • If a cardholder is 90 or more days delinquent on the account, Collabria may raise the APR from its current rate to 24.9%. This rate will remain in effect until the cardholder has brought the account current and makes no less than six (6) on-time payment of at least the minimum amount due on the account. Once these terms have been met Collabria will lower the APR to 19.9%.
  • Credit lines available on the card range from $500 – $100,000 depending on the cardholder’s credit history, income and other underwriting considerations.
  • Cardholders earn 2 points for every $1 of net purchases and 2 points for every $1 of net purchases in foreign currencies.
  • Cardholders will benefit from a variety of insurance coverages.
Annual fee

$120

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Visa Travel Rewards Gold

  • $99 annual fee. Supplementary credit cards are available. The annual fee for each additional credit card is $30.
  • The current Annual Percentage Rate (APR) for purchases and cash advances is fixed at 19.9%. Promotional APRs may be made available as part of balance transfer or spend incentive campaigns from time to time.
  • If a cardholder is 90 or more days delinquent on the account, Collabria may raise the APR from its current rate to 24.9%. This rate will remain in effect until the cardholder has brought the account current and makes no less than six (6) on-time payment of at least the minimum amount due on the account. Once these terms have been met Collabria will lower the APR to 19.9%.
  • Credit lines available on the card range from $500 – $100,000 depending on the cardholder’s credit history, income and other underwriting considerations.
  • Cardholders earn 1 point for every $1 of net purchases and 2 points for every $1 of net purchases in foreign currencies.
  • Cardholders will benefit from a variety of insurance coverages.
Annual fee

$99

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Centra Gold Mastercard®

  • $50 annual fee. Supplemental credit cards are available.  The annual fee for each additional credit card is $10.
  • The current Annual Percentage Rate (APR) for purchases and cash advances is fixed at 9.9%. Promotional APRs may be made available as part of balance transfer or spend incentive campaigns from time to time.
  • If a cardholder is 90 or more days delinquent on the account, Collabria may raise the APR from its current rate to 24.9%. This rate will remain in effect until the cardholder has brought the account current and makes no less than six (6) on-time payment of at least the minimum amount due on the account. Once these terms have been met Collabria will lower the APR to 9.9%.
  • Credit lines available on the card range from $500 – $50,000 depending on the cardholder’s credit history, income and other underwriting considerations.
  • Cardholders earn 1 point for every $1 of net purchases.
  • Cardholders will benefit from a variety of insurance coverages.
Annual fee

$50

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Visa FlexRate Card

  • $40 annual fee. Supplemental credit cards are available. There is no annual fee for additional credit cards.
  • The current Annual Percentage Rate (APR) for purchases and cash advances is 9.9% to 18.9% variable rate, disclosed as the Prime Rate plus a margin of 6.9%, 9.9%, 12.9%, or 15.9%, depending on the cardholder’s credit history, income and other underwriting considerations. “Prime Rate” means the rate posted by Desjardins as its Canadian “prime rate”.
  • Promotional APRs may be made available as part of balance transfer or spend incentive campaigns from time to time.
  • If a cardholder is 90 or more days delinquent on the account, Collabria may raise the APR from its current rate to 24.9%. This rate will remain in effect until the cardholder has brought the account current and makes no less than six (6) on-time payment of at least the minimum amount due on the account. Once these terms have been met Collabria will lower the APR to the regular APR.
  • Credit lines available on the card range from $500 – $50,000 depending on the cardholder’s credit history, income and other underwriting considerations.
  • Cardholders earn 1 point for every $1 of net purchases.
  • Cardholders are invited to choose from a variety of insurance coverages.
Annual fee

$40

More Info

Visa Cash Back Card

  • No annual fee. Supplemental credit cards are available.  There is no annual fee for additional credit cards.
  • The current Annual Percentage Rate (APR) for purchases and cash advances is fixed at 19.9%. Promotional APRs may be made available as part of balance transfer or spend incentive campaigns from time to time.
  • If a Cardholder is 90 or more days delinquent on the account, Collabria may raise the APR from its current rate to 24.9%. This rate will remain in effect until the cardholder has brought the account current and makes no less than six (6) on-time payment of at least the minimum amount due on the account. Once these terms have been met Collabria will lower the APR to 19.9%.
  • Credit lines available on the card range from $500 – $50,000 depending on the cardholder’s credit history, income and other underwriting considerations.
  • Cardholders earn 1 point for every $1 of net purchases. In addition the cardholders earn 2 points for every $1 of net purchases at gas stations.
  • Cardholders will benefit from a variety of insurance coverages.
Annual fee

$0

More Info

Visa Classic Card

  • $30 annual fee. Supplemental credit cards are available. There is no annual fee for additional credit cards.
  • The current Annual Percentage Rate (APR) for purchases and cash advances is fixed at 11.9%. Promotional APRs may be made available as part of balance transfer or spend incentive campaigns from time to time.
  • If a cardholder is 90 or more days delinquent on the account, Collabria may raise the APR from its current rate to 24.9%. This rate will remain in effect until the cardholder has brought the account current and makes no less than six (6) on-time payment of at least the minimum amount due on the account. Once these terms have been met Collabria will lower the APR to 11.9%.
  • Credit lines available on the card range from $500 – $50,000 depending on the cardholder’s credit history, income and other underwriting considerations.
  • Cardholders will benefit from a variety of insurance coverages.
Annual fee

$30

More Info

Visa Student Card

  • No annual fee. Supplemental credit cards are available. There is no annual fee for additional credit cards.
  • The current Annual Percentage Rate (APR) for purchases and cash advances is fixed at 11.9% Promotional APRs may be made available as part of Balance Transfer or Spend incentive campaigns from time to time.
  • If a cardholder is 90 or more days delinquent on the account, Collabria may raise the APR from its current rate to 24.9%. This rate will remain in effect until the cardholder has brought the account current and makes no less than six (6) on-time payment of at least the minimum amount due on the account. Once these terms have been met Collabria will lower the APR to 19.9%.
  • Credit lines available on the card range from $500 – $15,000 depending on the cardholder’s credit history, income and other underwriting considerations.
Annual fee

$0

More Info

Visa US Dollar Card

  • $50USD annual fee. Supplemental credit cards are available. $35USD fee for additional credit cards.
  • The current Annual Percentage Rate (APR) for purchases and cash advances is fixed at 19.9%. Promotional APRs may be made available as part of balance transfer or spend incentive campaigns from time to time.
  • Cardholders earn 1 point for every $1 USD of net purchases.
  • If a cardholder is 90 or more days delinquent on the account, Collabria may raise the APR from its current rate to 24.9%. This rate will remain in effect until the cardholder has brought the account current and makes no less than six (6) on-time payment of at least the minimum amount due on the account. Once these terms have been met Collabria will lower the APR to 19.9%.
  • Credit lines available on the card range from $500 – $50,000 depending on the cardholder’s credit history, income and other underwriting considerations.
  • Cardholders will benefit from a variety of insurance coverages.
Annual fee

$50 USD

More Info